Your AHIA Agent - Richard Garcia, LUTCF

Richard J. Garcia is an independent agent of Affordable Health Insurance Agency. He is licensed by the State of Texas Department of Insurance and has specialized in insurance and financial services since 1974. He has completed continuing education in Retirement Planning, Risk Management, Wealth Accumulation and Distribution, Estate Management, Long Term Care, Medicare Advantage/ Supplements, and Life Insurance.
 
Appointed by a variety of benchmark financial and insurance companies, he designs customized plans to lower income and estate taxes, protect assets from expensive long term care costs, and reduce financial risks in retirement.
 
He enjoys working with his Church, playing the guitar, and taking care of his granddaughter. He is a devoted family man who has been married for 31 years with two grown children, and is the proud “Pops” of four grandchildren.
 
Richard says, “I have 40 years experience as an independent insurance agent and dedicate my efforts to working full-time in the insurance business. You have trusted me with your mail. You can trust me with your family’s financial planning and insurance needs.” I’m also very excited to introduce to you a program called “Covering the Bases” that allows consumers (like you and me) to experience simple solutions for complex problems. Through a simple meeting together we are able to identify areas of need and concern and provide sensible solutions where the end result is peace of mind for you. Our review of available plans for 2010 has identified many changes coming in Medicare Advantage and Medicare Supplement plans. Please allow me to help you or a loved one evaluate your health plan during the upcoming Medicare Annual Enrollment, and avoid a costly decision.”
 
Email Richard today with your insurance questions. He can also meet with you at his office, at your home, or by phone to assist you with your insurance needs.